A private loan acknowledgement (cheirographon) in which Demetrous, acting with her kinsman Julius Tiberius as guardian, confirms receiving an interest-bearing loan of 144 silver drachmas from Neotera, to be repaid in Tybi of Antoninus Pius' 18th year. If she defaults, the lender may enjoy the income of Demetrous' inherited share in a village oil-press in place of interest.
In English machine translation
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[2]
Demetrous daughter of Te…eris, with her guardian, her kinsman Julius Tiberius son of Pa…a…egepeus, to Neotera daughter of Pase…epeus, greetings. I acknowledge that I have received from you an interest-bearing loan of 144 silver drachmas, total 144 drachmas, which I will repay to you in the month Tybi of the coming 18th year of Antoninus Caesar the lord. If I do not repay by the deadline, you may take the produce, in place of the interest, of the half and a third (?) share belonging to me in the village of the […] oil-press, which belongs to me also as a paternal share. This handwritten contract is valid until I repay everything I received […] as if deposited in a public archive, without signature (?) and without erasure […]
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The arrangement, where the creditor takes the produce of property instead of interest on default, resembles antichretic security. The fraction 'half and a third' rests partly on restoration.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Reconnaissance d’un emprunt). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.