A loan contract in the form of a note of hand in which Harmiysis, from the Small Oasis, acknowledges borrowing 260 silver drachmas at 12% annual interest from Diogenes son of Sarapion, a gymnasiarch of Oxyrhynchus. The money was used to buy hay stored in a leased camel-stable in Oxyrhynchus, which serves as security and may not be removed or sold until repayment.
In English machine translation
Harmiysis […] from Aphrodisiou (?) in the Small Oasis, to Diogenes son of Sarapion […], former agoranomos, gymnasiarch in office of the city of the Oxyrhynchites, neokoros of Tyche, greetings. I acknowledge that I have received from you 260 drachmas of silver as capital, to which nothing has been added, at interest of 1 drachma per mina each month, from the present month Pharmouthi. I will repay the capital with the interest on the 30th of Phamenoth of the coming 10th year of Aurelius Antoninus Caesar the lord, without delay; otherwise I will pay you back with an addition of one half, together with interest for the overdue time at the same rate of 1 drachma per mina each month, you having the right of execution upon me and upon all my property. The aforesaid 260 drachmas I have laid out for the purchase of hay, to be stored in the camel-stable of Similis which I hold on lease in the city of the Oxyrhynchites; this hay I shall not be permitted to remove, sell or mortgage until I repay you the capital and the interest, because it is pledged to you as security. If any risk befalls this hay, no loss shall follow for you, because the money with the interest is free from all risk. This note of hand, written in duplicate, is valid wherever it is produced.
Year 9 of Imperator Caesar Marcus Aurelius Antoninus Augustus Armeniacus Medicus Parthicus Maximus, Pharmouthi […]
The imperial titulature (Marcus Aurelius as Armeniacus, Medicus, Parthicus Maximus) points to year 9 of Marcus Aurelius, i.e. AD 169, rather than the AD 146 given in the date record. The interest of 1 drachma per mina monthly equals 12% a year, the standard rate.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Loan of Money upon Security). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.