An autograph loan acknowledgement in which Dionysios son of Paterios confirms borrowing 4 gold solidi, agreeing to pay interest of 2 carats of gold per month and to repay the principal on demand. It was written in the Oxyrhynchite nome on 8 October 444.
In English machine translation
[I acknowledge that I have received from you from hand to hand]
as a loan for my own personal and pressing [need]
of gold […] imperial(?) […] by private
standard, four solidi, total 4 gold solidi,
on condition that I pay you as interest
each month 2 carats of gold from
today's date, which is Phaophi
11 of the present thirteenth indiction,
and whenever you wish I will repay you the principal together with the interest as aforesaid
without delay. The autograph document is valid,
and having been asked the formal question I gave my assent.
I, the same Dionysios son of Paterios, have made
this autograph document and it is satisfactory to me as aforesaid.
After the consulship of Flavii Maximus
for the 2nd time and Paterius, the most illustrious,
Phaophi 11
The opening line is entirely restored, and the description of the coins in line 3 is damaged. A carat (keration) was 1/24 of a solidus, so 2 carats a month on 4 solidi is roughly 25% a year.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Loan of Money). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.