Fragment of a loan contract from Oxyrhynchus, dated 12 March 535, in which Euphemia and her husband borrow 2 gold solidi and give the lender, instead of interest, the right to live rent-free in a one-room unit of their house in the Shepherds' quarter until the debt is repaid. The borrowers may not reclaim, sell or re-mortgage the room before repayment.
In English machine translation
[recto]
[…] […] by right of mortgage and pledge, from a house facing north, situated in this city in the Shepherds' quarter, an entire one-room unit facing east, belonging to me, the same Euphemia, with all its rights, out of all the appurtenances of the whole house, namely the open court, courtyard, well, upper rooms, bread-cooling rooms and the other rights of the same house, so that you, in lieu of interest on the debt of the same 2 solidi, may hold and enjoy the same one-room unit and live in it without payment of rent from today, the above-written day, which is Phamenoth 16 of the current year 211/180, of the present 13th indiction; and that it shall not be permitted to us, before repayment of the same debt of the same 2 solidi, to take back the same one-room unit or its rights from your possession, nor to sell it, nor to mortgage it again to another, nor otherwise to dispose of it until repayment of the same debt, nor indeed to say […]
[…]
[verso]
[…] …idalas and of his wife Euphemia […]
[…] 2 gold solidi less 10 carats, private (standard) […]
This is an antichretic loan: the creditor's use of the property replaces interest. The year '211/180' is the Oxyrhynchite double era dating.)
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Fragment of an Antichretic Loan). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.