A private loan contract (cheirographon) in which Herakleides son of Nemesion acknowledges receiving 100 silver drachmas at interest from a freedwoman, promising repayment with interest within six months. It was written on 4 December AD 132, probably at Philadelphia in the Arsinoite nome, and ends with the borrower's own subscription.
In English machine translation
Herakleides son of Nemesion […] to […]elpis (?) daughter of (?) […] Apollonios […]seiotis (?), freedwoman of […]nos, greetings. I acknowledge that I have received from you as a loan, from hand to hand, 100 drachmas of silver, full in number, with interest at the rate of 1 drachma per mina per month, which I will repay to you with the interest within six months from the month Hadrianos of the current seventeenth year of Hadrian Caesar the lord, without delay. If I transgress in any way, I will pay you the loan with half again as much and the interest for the time overrun, the right of execution being yours against me and against all my property, as if by legal judgment. And let this note of hand, written in duplicate, be valid by agreement as if it had been registered in a public office. Year 17 of Imperator Caesar Trajan Hadrian, Hadrianos 8.
I, Herakleides son of Nemesion, have received the 100 drachmas, full in number, which I will repay within six months.
The lender's name and parentage at the start are badly damaged, so her identity is uncertain. Hadrianos was an honorific name for the month Choiak; the interest of 1 drachma per mina monthly equals 12% a year, the standard rate.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Contrat de prêt). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.