A private loan agreement (cheirographon) in which Deios son of Herophilos, of the Gymnasium quarter, acknowledges receiving 112 silver drachmas from Paulinus at 1% monthly interest, repayable in Phamenoth of the same year. It was written at Ptolemais Euergetis in the Arsinoite nome on 13 October 163 AD; a first column survives only in traces.
In English machine translation
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Deios son of Herophilos, grandson of Deios, from the Gymnasium quarter, to Paulinus son of […]on, greetings. I acknowledge by this handwritten agreement that I have received from you from hand to hand a loan of silver, a capital sum of one hundred and twelve drachmas, total 112, at interest of one drachma per mina each month, and I will repay it all in the month of Phamenoth of the present fourth year without delay, the right of execution being yours against me and against all my property, as if by a court judgment. This handwritten agreement, written in two copies, shall be valid. Year four of Antoninus and Verus the lords Augusti, Phaophi 15.
Interest of one drachma per mina per month equals 12% a year, the standard rate. A cheirographon is a private agreement written in letter form, here drawn up in two copies.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Schuldverschreibung). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.