A contract from Karanis in the Fayum in which Horos son of Onnophris acknowledges that Diodora daughter of Heron, acting with her husband Chairemon as guardian, lent him 48 silver drachmas at interest and paid him in advance for 2 artabas of wheat. He must repay and deliver in Pauni of the same year, with penalties for default.
In English machine translation
Year 11 of Imperator Caesar Vespasian Augustus, month Sebastos 29, at Karanis of the Herakleides division of the Arsinoite nome. Horos son of […] Onnophris, Persian of the Epigone, about 35 years old, with a scar on the left knee, acknowledges to Diodora daughter of Heron, about 20 years old, without distinguishing marks, with as guardian her husband Chairemon son of Chairemon, about 23 years old, with a scar on the right shin, that he has received from her forthwith, from hand to hand out of the house, 48 drachmas of silver as a loan at interest of one drachma (per mina per month), and further the price of 2 artabas of new, clean, unadulterated wheat by the six-choinix measure of the interpreter (?) of Karanis. Horos, the acknowledging party, shall therefore repay Diodora in the month of Pauni of the present year. If he does not repay as written, let him pay the silver with an additional half, and for the wheat let him pay in addition for each artaba the highest price current at the time, the right of execution belonging to Diodora against Horos and against all his property […]
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"Persian of the Epigone" is a legal status designation, not ethnicity, often used of debtors. The interest of one drachma per mina per month equals 12% per year, the usual rate.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Loan of Money and Sale of Grain). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.