An antichretic loan contract from Hiera Nesos in the Arsinoite nome, dated 24 September 149. Ptolemais, daughter of Chairemon, acknowledges receiving 800 silver drachmas from Julius Maximus, a discharged soldier and citizen of Antinoopolis, and in lieu of interest grants him the use and harvest of 4 arouras of her catoecic land near Kerkesoucha until she repays.
In English machine translation
Year 13 of Imperator Caesar Titus Aelius Hadrianus Antoninus Augustus Pius, Sebastos 27, Thoth 27, at Hiera Nesos of the division of Herakleides of the Arsinoite nome. Ptolemais daughter of Chairemon son of Chairemon, from the metropolis, as she states, registered in the quarter of Phremei, Persian woman, about 58 years old, […] also called Celer, son of Aphrodisios, about […] years old, […] acknowledges to Julius Maximus, discharged from military service and Antinoite of the Osirantinoeian tribe also called […] […] a scar between the eyebrows, that she, Ptolemais, has received from Julius Maximus on the spot, from hand to hand, a capital sum of 800 silver drachmas […] and in place of the interest on these she has conceded that Julius Maximus and his agents may enter upon, sow, harvest and carry off for his own use the crops and produce from the 4 arouras of catoecic land belonging to her, Ptolemais, near the village of Kerkesoucha of the same division, which are set apart for him out of 7 arouras or however many there may be, […] in the plain of […]atbis, from the present 13th year of Antoninus Caesar the lord, for whatever time she owes; and that she, Ptolemais, and her agents will guarantee to Julius Maximus and his agents the same 4 arouras with every guarantee against all claims, and will keep them unencumbered, unmortgaged and not pledged for any other loan until she repays […] and of works and seeds and public dues […]
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In an antichretic loan the lender takes the produce of a property instead of interest. The man named "also called Celer" is probably Ptolemais' guardian (kyrios), but his role is lost in the gap.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Antichretic loan). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.