A contract in the form of an agreement (synchoresis) addressed to the archidikastes, by which Didyme of Oxyrhynchus lends 400 silver drachmas to Lucius Pompeius, a veteran of the Twenty-Second Legion. Instead of interest she gets the right to live in his share of his paternal house near the Sarapeion, which also serves as security for the loan. Dated 28 August AD 44 at Oxyrhynchus.
In English machine translation
To […], archidikastes and in charge of the chrematistai and the other courts,
from Didyme daughter of Dionysios, of those from the city of Oxyrhynchus, with her guardian Epimachos son of Lucius, of those from the same city of Oxyrhynchus, and from Lucius Pompeius son of Lucius, of the tribe Pollia, of the veterans discharged from the Twenty-Second Legion.
We agree with each other on the following terms: that […] from Didyme a loan […] of silver […] of Augustan and Ptolemaic coinage, drachmas […], and that he, in place of the interest on these, will allow Didyme and her people to live in the share falling to Lucius of his paternal house, which is near the […] Sarapeion in Oxyrhynchus in the lane of the Hermaion, for a period of […] years […] from the month […] Sebastos of the 5th year of Tiberius Claudius Caesar Augustus Germanicus Imperator, the public charges on the house for the share falling to Lucius being the responsibility of Didyme; and Lucius shall not be permitted to evict Didyme and her people within the period; and after this Lucius will repay Didyme the loan without interest. If he contravenes in any respect, he shall pay forthwith the loan, the 400 drachmas of silver, increased by half, with interest at one drachma per mina per month, and a penalty of 100 drachmas of silver, the right of execution being against him and all his property as if by legal judgment. And if, when the period has arrived, Didyme does not recover the aforesaid capital, she shall possess and own the said share of the house and dispose of it as she chooses, without notification or summons, no claim being left to Lucius afterwards, the risk concerning the house not falling on Didyme nor on the creditor. Neighbours of the whole house: to the south Amois, to the north Ischyras, to the west a public lane, to the east a lane in which is the temple of the Hermaion. We request (registration).
Year 4 of Tiberius Claudius Caesar Augustus Germanicus Imperator, month Kaisareios, 5th epagomenal day.
Antichresis is an arrangement in which the creditor's use of the pledged property replaces interest on the loan. The loan amount of 400 drachmas comes from the penalty clause; the duration of the lease is lost.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Prêt argent avec antichrèse d’une partie de maison qui sert aussi de gage (συγχώρησις)). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.