A loan contract from Hermopolis, dated 22 October 364, in which Philammon son of Hermeias acknowledges borrowing two gold solidi from the city councillor Aurelius Okeanios son of Dioskourides. He agrees to pay monthly interest of one third of a gramma of gold and to repay the capital on demand.
In English machine translation
[recto]
After the consulship of Valentinian Augustus and Flavius Valens Augustus.
[…]os Philammon son of Hermeias […] of Hermopolis the most splendid, who signs below, to Aurelius Okeanios son of Dioskourides, councillor of the same city, greetings. I acknowledge that I have received and borrowed from you, for my own pressing need, from hand to hand out of your house, as a loan of capital only, two imperial gold solidi, well struck, with two figures, total 2 gold solidi, on condition that, these remaining intact and free of risk, I shall pay you each month, by way of fixed interest, one third of a gold gramma, the period being reckoned from the following month Hathyr of the present 8th indiction, without delay until repayment of the aforesaid two solidi, which I shall also repay to you whenever you choose, together with the interest that will have accrued, you having the right of execution against me and against all my property as if by legal judgment. The bond is valid, and having been asked the formal question I have assented. Phaophi 25.
I, […] Philammon, the aforesaid, have received the two gold solidi and I shall repay them with the interest that will have accrued, as aforesaid.
Written by me, Philosarapis.
[verso]
Bond of Philammon son of Hermeias […]
A gramma was a small gold weight (1/24 of a solidus), so the interest is 1/72 of a solidus per month. 'Two figures' (dizoda) describes coins showing two emperors, here Valentinian and Valens.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Darlehns - Schuldschein). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.