A handwritten loan contract (cheirographon) in which a citizen of Antinoopolis acknowledges receiving a loan of 440 silver drachmas at 1 percent monthly interest from another Antinoite, promising repayment and granting the right of execution on his property. It dates to the reign of Septimius Severus, at the end of the 2nd century AD, probably in the Arsinoite nome.
In English machine translation
[…]os also called Chairas, Antinoite,
to […]onios son of Hera[…], Antinoite,
[greetings.] I acknowledge that I have from you 440 [drachmas] of silver
at interest of one drachma per mina per month,
[which] I will also repay to you in the month
[…]. If I do not repay, you shall have
[the right of execution against both] me and all my [property], as if by
[legal judgment]. This handwritten contract, written in a single copy
[by me], shall be valid as if registered in a public archive, without
[erasure] and addition.
[Year …] of Lucius Septimius Severus
[…] Pius Pertinax Augustus
[…] 26
Interest of one drachma per mina per month equals the standard 12 percent a year. The reading 'Chairas' and the restored phrase about erasure and addition are uncertain.
Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Cheirographischer Darlehensvertrag). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.