Loan contract between Athenion and Bilos (novation of an earlier debt) TM 754286Herakleopolites (?)

Fragment of a loan contract in which Bilos owes money to Athenion, converting an earlier debt into a new loan with monthly interest, repayment within ten days of notice, and a penalty of one and a half times the principal for default. It names a guarantor and several witnesses, mostly soldiers and men of various ethnic origins, and likely comes from the Herakleopolite nome in the Ptolemaic period.

In English machine translation

The record describes this as a draft or model for the novation contract in the companion text no. 642. Novation means replacing an existing debt with a new loan agreement; 'idiotes' denotes a private (non-officer) soldier and 'Epigone' a class of soldiers' descendants.

Working translation of the DDbDP edition, made with Claude Opus 5.5 from the edition and the catalogue records shown below (catalogued as Vorlage der Novationsurkunde 642). It has not been reviewed by a papyrologist: check the edition before citing. Restorations follow the edition; […] marks lost text and (?) an uncertain reading.